Finance Service of Rakuten Group
Rakuten’s FinTech business covers a wide range of services, including credit cards, Rakuten Edy e-money, Rakuten Pay mobile payment service, banking, securities and insurance.
This course is designed for those who wish to develop a long-term career in the FinTech business.
Rakuten’s FinTech business aims to continuously provide new financial services by leveraging the strengths of individuals across the Rakuten Group. We look forward to receiving your application!
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- Payment
- “Empowering people and society through payment innovations.”
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Rakuten Payment offers services centered on the payment and marketing fields within the Rakuten Group, which is committed to being a "Global Innovation Company."
Our services include Rakuten Pay, Rakuten Point Card, Rakuten Cash, Rakuten Edy, and Rakuten Check.
Under the theme of "Friendly, convenient, and secure payment services," we provide products that prioritize ease of use for our customers while employing cutting-edge technology.
We offer innovative services that align with the rapidly growing trend of cashless transactions, aiming to enhance the daily lives of all people through new payment experiences that "move everyone's hearts," tailored to our customers' lifestyles and usage scenarios. -
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Sales
Rakuten Payment offers its payment solutions not only to major domestic companies but also to small and medium-sized enterprises (SMEs) and businesses with both online and physical stores, including those in regional areas. Alongside the expansion of cashless payment adoption in Japan, we are also addressing the management challenges faced by these businesses.
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Marketing
Leveraging the synergy of the Rakuten Group, we implement various measures to acquire new users and expand transaction volumes. We conduct cross-functional marketing and creative production across our e-commerce, mobile, and fintech businesses. Additionally, we aim to enhance brand recognition and cultivate loyal users by creating exposure opportunities in the media.
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Product
As a Product Manager, you can lead various projects with the discretion to make decisions regarding functionalities, all while pursuing the best products for our users. This involves making development decisions based on business strategies and revenue forecasts in collaboration with upper management, working with the UI/UX team to create smartphone apps, and planning marketing strategies with marketers for post-release features. You will work closely with many departments to enhance product usability and drive project progress.
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Strategy
While keeping abreast of the constantly evolving cashless market, we identify and address business-specific and management challenges, executing business strategies and constructing business models to solve them. In this process, we involve many stakeholders, providing direction and guidance for the entire company, and supporting the sustainable growth of the business.
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Operation
As the department responsible for constructing and promoting the business processes of Rakuten Payment's diverse cashless services, we continuously provide high-quality operational services. To achieve this, we utilize the latest methods such as AI, DX (Digital Transformation), and RPA (Robotic Process Automation) to drive ongoing business process improvements.
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System
We handle everything from planning system services related to payment services, to planning and implementing UI/UX, system design, coding, testing, and operations. As our services expand, we plan, build, implement, and operate very large-scale systems, supporting the foundation of our products. Additionally, by directly listening to customer feedback, we continuously improve our services.
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Corporate
In the ever-evolving fintech industry, it is crucial to timely grasp the latest trends and foster the growth of both people and organizations. We support the foundation of the company by applying specialized and multifaceted knowledge and experience to address the various challenges that come with the company's growth.
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Work Conditions
Eligible Applicants
- Able to join us in April 2026. (expected to graduate from any university or graduate school by March 31, 2026)
*Either new or graduates are eligible. Those with work experience of less than 3 years are also accepted. - Possess Japanese skills of business level or higher
Job Description
・Immediately after hiring
General business (training) in Group Human Resources Supervisory Department
・Scope of Change
All assignments and duties as stipulated by the company based on the letter of appointment etc.
(Employees may be transferred in accordance with the secondment rules, and in such cases, duties will be assigned by the seconded company.)
Work Location
・Immediately after hiring
Head Office in Tokyo (Rakuten Crimson House, 1-14-1, Tamagawa, Setagaya-ku, Tokyo) or other branches
・Scope of Change
There is a possibility of being transferred to other locations throughout Japan and overseas.
*In cases where work from home (WFH) is permitted, employees can work from locations approved by the company.
*Smoking indoors at Rakuten Crimson House is prohibited as part of passive smoking countermeasures.
(This may vary depending on working location.)
Working Hours
Standard work hours: 9:00-17:30
Fixed working hours are 7.5 hours with a 1-hour break.
*Work hours on days with a Rakuten Group morning meeting are from 8:00-16:30.
*The discretionary labor system may be applied to professional work and management-related work.
*Some departments may offer flextime.
Core hours: 11:00-15:00 (8:00-12:00 on days when morning meetings are held)
Days off / 2 days off per week (Saturday, Sunday), national holidays, New Year’s holiday
Vacation / Summer vacation, annual paid vacation, special leave, etc.
Salary
[New graduate] Undergraduate: 310,000 yen (monthly salary);
Graduate: 320,000 yen (monthly salary)
Includes a fixed overtime pay of 40 hours per month.
Additional payment is available for overtime work that exceeds 40 hours per month.
(Example breakdown of 310,000 yen (monthly salary): base salary 235,444 yen + fixed overtime of 74,556 yen for 40 hours)
Pay Raise
Employees are evaluated in June and December with bonuses based on company performance and individual evaluations.
Bonus
Employees are evaluated in June and December with bonuses based on company performance and individual evaluations.
Insurance
Employee’s pension insurance, health insurance, workers’ accident compensation insurance, unemployment insurance, etc.
Benefits
Cafeteria (free breakfast, lunch, and dinner), gym (requires a fee), etc.See details here
Other Benefits
Commuting allowance, employee stock ownership, stock options, retirement benefits, etc.
Interview/Selection Process
01
Personal Page Registration
02
Application Form Submission
03
Web Test
04
Online Interview*1~*3
05
Offer Notification*4
*1 The interview format may change depending on circumstances. For course-based recruitment, the selection steps may vary.
*2 If your TOEIC score is below 800, you may be asked to take the TOEIC test during the selection process.
*3 Academic records may be reviewed during the selection process; however, this will not impact the selection outcome.
*4 Prospective employees must obtain a TOEIC score of 800 (or an equivalent qualification) before joining the company. We recommend starting preparations early to meet this requirement.
PEOPLE
RECRUITING INFORMATION
Business Positions
For those who want to deepen their understanding of the entire Rakuten Group and aim for versatile career development.
- Comprehensive Business Specialty Hiring Track
- Corporate Specialty Hiring Track
- FinTech Specialty Hiring Track
- Design Specialty Hiring Track
- Marketing Specialty Hiring Track
- Comprehensive Business Specialty Hiring Track
- Corporate Specialty Hiring Track
- FinTech Specialty Hiring Track
- Design Specialty Hiring Track
- Marketing Specialty Hiring Track
Engineer Positions
For those who aspire to become world-class engineers.
- Applications Engineer
- Infrastructure Engineer
- Data Scientist / Researcher
- Security Engineer
- Information Security / Privacy Governance Specialist
- Technology Management
- Product Management
- Development Support(Q&A, etc.)
- Applications Engineer
- Infrastructure Engineer
- Data Scientist / Researcher
- Security Engineer
- Information Security / Privacy Governance Specialist
- Technology Management
- Product Management
- Development Support(Q&A, etc.)